How can I pitch a marketing idea to a company without getting screwed?
I have ideas for several companies and I want to pitch it to them, but I don’t know how to go about it. I have no experience in marketing and I want to know how to approach it without loosing any credit for my idea. Any ideas?
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What kind of insurance will I need for an E-Commerce business?
I am working on starting up my own online store, and have my business license, EIN, etc. Next I figured I had better get insurance, and I am not really sure where to go for this. Do I need to get an E-Commerce Insurance plan? Is that all I would need or would I need more than just that?
Categories: Insurance
Comments (4)
fryeguy93
August 30th, 2010 at 9:20 pm
Talk to a reputable hometown broker, perferrable with experience in interstate commerce.
There will doubtless be product liability, generla liability, completed operations coverage if you do any sort of repair or manufacturing, etc etc.
A large broker may be able to set your up with non-standrad sourcing like Lloyds or similar foreign underwriters that will have better, more adaptable coverages for your situation.
I stress insurance broker rather than insurance agent as borkers are better equipped for these situations.
mbrcatz17
August 31st, 2010 at 2:54 am
NOTHING is required by law.
What coverages do you want? Anything for stock? How about a defective product that causes harm? Need anything special as required by a contract with a vendor? ARe you taking payments over the internet?
In other words, it’s not cut and dried – you really need to sit down with a local agent, and have them go over all the possibilities with you.
txnct
September 1st, 2010 at 1:31 pm
There are several types of insurance coverage that you would need for an E-Commerce business. You would want to find an insurance broker that caters specifically to Tech companies. check out and then click on their Tech program link for more information as an example of such a carrier.
You would need general liability (GL), professional liability, technology risk insurance, property, and possibly an umbrella. Of course this all depends on what kind of E-commerce business you have. A broker knowlegable in tech companies would be worth consulting.
Ramon Vazquez
September 6th, 2010 at 5:48 pm
In my country we use this words: “If much better need a insurance then not have when we needed”.
Insurance protect all our interests when we work with sacrifice. I suggest to get a E-Commerce Coverage and protect your asset.
How do you get a E-Commerce Coverage? or What is a E-Commerce Coverage here the info:
Good Luck!!!!
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